Frequently Asked Questions

SMART Portfolios

Your SMART portfolio will be built and managed by our investment managers according to your risk profile:

(1) Low Risk with High Liquidity Needs or

(2) Moderately Aggressive Looking for Growth and Income or

(3) Aggressive Looking for Growth.

The portfolios for the different risk profiles will differ in the investment in different asset classes of Equities/Other and Fixed Income, with the portfolios for the more aggressive risk profiles having a higher exposure in Equity/Other than in Fixed Income.

Your SMART portfolio primarily invests in a diversified portfolio of Exchange-Traded Funds across geographical regions, countries and industry sectors.

Yes, you have direct ownership of the securities in your name.

You can view your portfolio online 24/7 at wm.phillip.com.sg.

Your SMART portfolio will be rebalanced as and when necessary according to the investment managers’ view of the prevailing market conditions.

Yes, you will receive monthly statements via wm.phillip.com.sg.

Yes, you may invest in more than one SMART portfolio and each portfolio will require a separate online application and risk profiling.

No.  Your SMART portfolio is managed at the discretion of our investment managers to achieve optimal asset allocation based on your risk profile.  The optimal asset allocation may be adversely impacted if we allow our account holders to add, replace or sell off any of the individual securities held in their SMART portfolios.