OUR PORTFOLIOS

Learn about our Portfolios

Our expert-built portfolios are strategically designed to minimize risk through diversification and are optimized for long-term wealth — all included in one low management fee starting from 0.5% p.a.
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Curated by Country Specialist

Periodic Rebalancing

Easy to personalize

UT Specialist

Cyborg Methodology

We utilise a unique Cyborg approach in managing our SMART Portfolios.

Our proprietary SMART Algorithm was created in-house by the Principal Data Scientist to digest more than 1000 data points daily, at a breath and depth that cannot be simply interpreted at a human level, picking up robust and actionable signals. Strict position limits for risk management are put in place to ensure optimisation for investment performance.

These data are provided to our Chief Investment Officer and Investment Team who will then utilise their wealth of industry experience and expertise to make the final decisions for the portfolios.

We curate and build a portfolio for you

Phillip SMART Portfolio has services investing in either Unit Trusts or direct Equity Stocks. Explore our services to find a suitable portfolio for your needs.

Risk Type Example Portfolio

Phillip SMART Portfolio - Income

Minimum investment amount: SGD 300

Up to 60%

Asian Bonds

US Bonds

Global Bonds

10%
25%
25%

Up to 40%

India Equity

US Large Cap Equity

US Tech Equity

6%
10.4%
23.6%

Phillip SMART Portfolio - Income & Growth

Minimum investment amount: SGD 300

Up to 40%

Asian Bonds

US Bonds

Global Bonds

4.8%
19.6%
15.6%

Up to 60%

India Equity

US Large Cap Equity

US Tech Equity

10%
25%
25%

Phillip SMART Portfolio - Growth

Minimum investment amount: SGD 300

Up to 30%

Asian Bonds

US Bonds

Global Bonds

3.6%
14.7%
11.7%

Up to 70%

India Equity

US Large Cap Equity

US Tech Equity

20%
25%
25%

Phillip SMART Portfolio - US Equity

Minimum investment amount: SGD 3,000 or USD 2,500

Up to 100%

Consumer Discretionary

Financials

Health Care

Industrials

Energy

Communication Services

Materials

30%
20%
10%
10%
10%
10%
10%
Note:

The actual portfolio holdings are subject to change without notice when the portfolios are rebalanced in accordance to prevailing investment conditions.

Portfolio Performance*

  Year to Date 12 Months
SMART Portfolio Income 7.41% 11.66%
SMART Portfolio Income & Growth 10.23% 14.19%
SMART Portfolio Growth 11.66% 14.50%
SMART Portfolio US Equity 0.93% 19.62%

*Composite Performance data as of 30 Oct 2024. The Composite Returns represent past performance and is not indicative of future or current performance which may be higher or lower. Notes on Portfolio Performance here.

Periodic Portfolio Rebalancing

With any portfolio, market fluctuations cause your asset allocation to stray from its target. When that happens, it’s time to rebalance by buying underweight and selling overweight asset classes.

Rebalancing is critical to successful investing. Your Phillip SMART Portfolio efficiently rebalances across asset classes and reduces volatility to help your investment growth.

I am ready!