Can I adjust my SMART Portfolio risk profile?

Yes. We understand that one’s risk appetite can change over time.

If you are looking to lower your risk profile (e.g. R3 to R2, or R2 to R1), you will need to:

1. Download and complete the Service Conversion Form 

2. Email a scanned copy or clear photo of the completed form to talktophillip@phillip.com.sg 

If you are looking to increase your risk profile (e.g. R1 to R2, or R2 to R3), you will need to:

1. Download and complete the Service Conversion Form AND Client Suitability Assessment*

2. Email a scanned copy or clear photo of both the completed forms to talktophillip@phillip.com.sg 

* Note that the result of the Client Suitability Assessment must tally with the desired risk profile. Should the result of the Client Suitability Assessment reflect a lower risk profile than the preferred risk profile, you will not be eligible for the service conversion.