PROMOTION

Get 20,000 POEMS Coins

when you open and fund a SMART Portfolio

How it works

1

Find a Suitable Portfolio &
Open an Account

Get matched to a best-fit portfolio service tailored to your risk profile
2

Fund Your Account

with a minimum deposit of S$1000 with cash or
Supplementary Retirement Scheme (SRS)
3

You are All Set!

Download POEMS Mobile 3 App to track your portfolio’s performance
4

20,000 POEMS Coins are Yours!

Use the POEMS Coins to redeem vouchers in the Reward Shop
on POEMS Mobile 3 App

Portfolios Comparison

 
Income Income & Growth Growth US Equity
Risk Level Low Medium High
Composition 60% Fixed Income Fund 40% Fixed Income Fund 30% Fixed Income Fund 100% Equity
40% Equity Fund 60% Equity Fund 70% Equity Fund
Portfolio Performance*
3 Months -0.6% 1.0% 0.8% -12.7%
12 Months 11.2% 17.4% 20.4% 9.7%
3 Years 6.6% 8.8%% 9.6% 5.0%
5 Years 3.1% 3.1% 3.4% N.A.
*Composite Performance data as of 31 March 2026. The Composite Returns represent past performance and is not indicative of future or current performance which may be higher or lower. Notes on Portfolio Performancehere.

Frequently Asked Question

This promotion is valid for customer(s) who open and fund a SMART Portfolio with a minimum deposit of S$1,000 during the Promotion Period.

Login to the POEMS Mobile 3 App > ‘Trade’ tab > ‘Robo’ page > Tap ‘Create New SMART Portfolio’

Alternatively, you may open a SMART Portfolio here.

Yes, existing SMART Portfolio Customers are eligible for the promotion. To qualify, you must open and fund a new portfolio service type with a minimum deposit of S$1,000 during the promotion period.

The Account must be funded within 14 calendar days of the Account Opening Date.

You may fund your SMART Portfolio with Cash, funds from existing accounts within Phillip Securities Pte Ltd(“PSPL”) excluding SMART Portfolio and other Managed Account services or the Supplementary Retirement Scheme (SRS). You may click HERE for the full funding options.

You can open multiple SMART Portfolio Accounts. However, only one Account per portfolio service type per Customer will be counted as an eligible Account for this promotion.

The POEMS Coins will be credited to your trading Account within 14 calendar days after the 90-day period after Account opening ends. Please note that you must have login access to the POEMS Mobile 3 App to receive and redeem POEMS Coins.

You can explore and redeem a wide range of rewards (including trading rebates and lifestyle vouchers) in our Rewards Store. Go to the POEMS Mobile 3 App > ‘Me’ tab > ‘Rewards’ to check it out.

Note: POEMS Coins expire exactly one year from the date of issuance.

You can view your SMART Portfolio performance and holdings on POEMS Mobile 3 App > ‘Trade’ tab > ‘Robo’ page.

Terms & Conditions

  1. The Promotion is valid from 13 Apr 2026 (0000hrs) to 31 May 2026 (2359hrs), both dates inclusive (“Promotion Period”).
  2. This promotion is valid for customer(s) who open and fund their SMART Portfolio account during the Promotion Period.
  3. Eligible customer(s) must open and fund their SMART Portfolio Account with a minimum deposit of S$1,000 to qualify for 20,000 POEMS Coins (“Reward”).
  4. The SMART Portfolio Account must be funded within 14 calendar days of the Account Opening Date.
  5. Funding must be made via: (i) Cash transferred from a bank account; (ii) Transfers from existing accounts within Phillip Securities Pte Ltd(“PSPL”) excluding SMART Portfolio and other managed account services; or (iii) Supplementary Retirement Scheme (SRS) funds.
  6. Only one Account per portfolio service type per Customer will be counted as an eligible Account for this Promotion.
  7. Customer(s)’ eligibility of the Promotion will be assessed 90 calendar days from the Account Funding Date.
  8. Any withdrawal or inter-account transfers during the 90-day period will result in the Customer being disqualified from the Promotion.
  9. Eligible Customer(s) will receive the reward within 14 calendar days after the 90-day period.
  10. The POEMS Coins reward will be credited to the customer’s trading account. If the customer has more than one trading account, the reward will be credited to the trading account with the most recent trade activity.
  11. Customer(s) must have login access to the POEMS Mobile 3 App to receive and redeem their POEMS Coins.
  12. The Reward is non-transferable and non-exchangeable for cash or other items. Should the Reward be unavailable for any reason whatsoever, Phillip Securities Pte Ltd(“PSPL”), in its discretion, reserves the right to substitute the Reward with an alternative reward of similar monetary value.
  13. Days refer to calendar days.
  14. In the event of any dispute over the Customer’s eligibility to participate in this promotion, PSPL’s decision will be final.
  15. PSPL reserves the right at any time in its absolute discretion to (i) amend, add to, and/or delete at any time of these Terms & Conditions without prior notice (including eligibility and qualifying terms and criteria), and all participants shall be bound by such amendments, additions and/or deletions when effected, or to (ii) vary, withdraw, and/or cancel any items or the promotion itself without having to disclose a reason, and without any compensation or payment whatsoever. PSPL’s decisions on all matters relating to the promotion are final and binding on all participants.
  16. By participating, you agree and consent to PSPL for sending relevant information to third-party service providers to facilitate the delivery and redemption of the Rewards.

Disclaimer

This Promotion is provided to you for general information only and does not constitute a recommendation or an offer or solicitation to buy or sell any investment product or enter into any transaction or discretionary managed account agreement. It does not have any regard to your specific investment objectives, financial situation or particular needs.

Investments in discretionary managed accounts managed by Phillip Securities Pte Ltd (“PSPL”) are designed to produce returns over the medium to long term and are not suitable for short-term speculation. Investments are subject to investment risks including the possible loss of the principal amount invested and the risk of vesting discretionary trading power in PSPL for trading and managing for you a portfolio of capital markets products thereof. There can be no assurance that investment objectives will be achieved. Past performance is not necessarily indicative of future performance.

You may wish to obtain advice from a financial adviser before making a commitment to purchase any investment product or enter into any transaction or discretionary managed account agreement. In the event that you choose not to obtain advice from a financial adviser, you should consider whether the investment product or discretionary managed account is suitable for you. Our representatives appointed under the Financial Advisers Act (“FAA”) may be authorised to engage in non-FAA activities of marketing, client acquisition and client servicing of managed accounts services. Our representatives who are appointed under the Securities and Futures Act to conduct fund management activity (“FM Reps”), i.e. the Portfolio/Fund Managers, will be managing clients’ money and investments, in addition to marketing, client acquisition and client servicing of managed accounts services. Terms and conditions of PSPL discretionary MA services shall apply and you can obtain a copy of it from PSPL. You should read the terms and conditions before deciding to invest in the discretionary MA service(s). Investments in the discretionary MA mentioned herein are not obligations of, deposits in, or guaranteed by PSPL or any of its affiliates.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

I am ready!